I reckon anyone over the age of 25 should start to look at life insurance; anyone over the age of 30 should already have it. We all think we’re invincible, that the type of accidents we hear about on the news could never happen to us. I bought a life insurance policy as soon as I got married, and in the unlikely event that something awful happened to me at least I can rest easy knowing my wife and child are secure. I’ve always managed my own super fund, and when I started looking at life insurance policies I went straight to Insurance 4 SMSF. My self-managed super fund is able to own a life insurance policy, and they’ve got heaps of different companies and providers to choose from. The cost of the policy depends on the same criteria you’d find anywhere – age, gender, occupation, that sort of thing. If I’m ever unlucky enough to pass away suddenly or get diagnosed with a terminal disease or illness, then a lump sum will be paid out to the insured. No one likes to think about their death or leaving their loved ones behind, but if it does happen then it’s always better to be safe than sorry. Trust me, life insurance for SMSF is a great idea.
Ever heard of a green wall? Neither had I. I was redoing my garden last month and then doing it all again from scratch. Unfortunately we don’t have much in the way of space for grass or garden beds, and the ones we do have are already full. I’ve got a vegie garden with winter vegetables in the corner and then a few horizontal beds for my flowers. I wanted to get a bit more greenery in there but there just wasn’t the space. A girlfriend of mine told me I should get myself a green wall, whatever on earth that is. I had a look around and found that a company by the name of O2 Plant Walls actually designs and installs vertical garden beds, or ‘green walls’. So cool! You can basically have them put any of your favourite plants, flowers, or even herbs in there, so I went ahead and ordered two for the rear of my house near the existing garden. These green walls are the real deal, too – the guys at O2 are former landscapers and horticulturists, so they definitely know what they’re doing. These garden walls really do make a difference and everyone compliments them when they come over to visit. Check them out!
Lately my hours at uni have been pretty crazy – I’m undertaking my masters and every spare minute I get these days is dedicated to my studies. If I’m not in class or at a lecture, I’m in the library every single evening. I used to be quite good in the kitchen but when I’m getting home at 10 or 11 every night, the last thing I want to do is cook a meal from scratch.
I didn’t really want to resort to frozen meals, but I found Dineamic and you’d never guess their meals were frozen. Their food is so tasty and they’ve got heaps to choose from – beef, chicken and lamb dishes, as well as vegetarian, gluten-free and dairy-free options.
I’ve put all of my friends at uni onto Dineamic, and it’s seriously the best thing for students who are time poor like us. It sure beats getting takeaway every night, which apart from being unhealthy also starts to add up. I finish my degree in a few months, but even when I get some more hours in the day I’ll still stick with Dineamic for sure. Tasty food, delivered to your door, at a price you can afford. What’s not to love?
I am here to pass on my praise to the incredible girls at The Designer Bridal Room for helping me to find my dream wedding dress and making me feel like I was the most important customer that they had. That is fantastic service, making every bride feel special and welcome, and it is a far cry from the less than favourable experiences when visiting other shops for Melbourne wedding dresses.
It can be very intimidating going in to appointments with shop assistants and tailors looking you up and down, and some places made me feel like they didn’t want to give me the time of day unless they were guaranteed to make a sale. The Designer Bridal Room was different. They made me feel comfortable, special, and gave me as much time as I needed to find my perfect wedding dress.
I recently moved to Melbourne to study, and obviously had to find an apartment quick smart. I found one I really liked, but of course another dozen people liked it, too. I was a little short on cash as I’d spent most of it getting my stuff down from Sydney, and the price of the bond was going to cost me big time – that was on top of my first month’s rent! I didn’t have that kind of money up front, and figured my chances at my dream apartment were gone until someone told me I should apply for a house bond loan. I did a quick search and Housing Bond Loans had exactly what I needed.
I was able to get a short term loan within 24 hours with no fuss at all, and get the bond and first month’s rent to the landlord before any of the other applicants. My references checked out and I had steady work coming up, but it was definitely that loan that made the difference – without it, I’m sure I’d still be searching for a place and crashing on my friend’s couch! There was even a little left over from the loan to buy myself a few things I needed for the kitchen, and the terms are so flexible I know I won’t have any issue paying it off even while studying. Anyone else looking to move into a new apartment, I couldn’t recommend Housing Bond Loans enough.
Plumbing emergencies are about as severe as you can get outside of physical danger. When our toilet started playing up we knew we had to get it sorted quick smart before all hell broke loose. Most of the plumbers we called just didn’t quite understand that and though some could be there right away, many wouldn’t promise to get it sorted on the spot without delay.
For this unenviable task we finally happened upon Toscano Plumbing. We gave them a ring and explained the situation and they really understood the urgency. They were at our place in about 30 minutes and had the problem under control almost immediately. They even helped to clean up. For an emergency plumber Melbourne, contact Toscano Plumbing, they really got us out of a mess.
I work in an office building on St. Kilda Rd as the General Manager for an accounting firm. It’s a great spot – not far from home, short walk to heaps of nice cafés for lunch, and an excellent view of the lake in Albert Park right from my desk. A view as good as that really makes coming to work first thing in the morning a whole lot easier. The only problem is the lack of blinds or curtains in our building. Once the sun hits a certain spot in the late afternoon, you can’t see a thing as the glare bouncing off the water is incredibly bright. There’s nothing you can do but wait for the sun to drop a little lower in the sky. People on our floor started complaining, so we looked at getting some sort of blinds put in. We didn’t want to ruin our spectacular views, though, so we decided out best bet would be blinds with UV protection. I shopped around for a little while before I found Blockout Blinds. These guys had a really huge range, and their UV protected blinds were exactly what we needed – they cut the harsh glare from the sun while still letting all the natural light into the office. The best part was that from the inside, you could barely even tell they were there. Very happy indeed. Check these guys out for roller blinds Melbourne wide.
It’s no secret that Victorian land prices have gone through the roof in recent years. Part of it is represented by the solid growth in median wealth and GDP per capita and the trend is showing no signs of letting up. Finding an affordable entry point to the market that still offers the sort of lifestyle you’re looking for can be a real challenge. Some are very lucky financially but for the average Australian, you need to think long and hard about what the compromise will be and also, to get a little lucky. Continue reading
Sometimes when you visit a city on business you really don’t get to see much of it. Between long meetings and jet lag things can be a real blur but if you do ever find yourself in Melbourne on business, you must make time to see some highlights. Continue reading
When I got my license I went through quite an ordeal trying to get proper training because I treat things seriously. I’m a bit younger than a lot of my friends and I was particularly concerned to see quite a few of them have accidents in their first couple of months of having a license. Continue reading